Our specialised Healthcare Advisory division is dedicated to offering a superior healthcare consulting and brokerage service, giving you exactly the advice you need to find the perfect medical scheme to fit your exacting needs and budget.
Before you select an option, we will help you to understand how the plan works and how to manage your medical expenses in order to get the most out of your medical scheme.
Whether you’re an individual, or a business, we can help you maximise your healthcare scheme
according to your needs and budget, saving you precious time and effort by taking care of the details for you.
We do this by:
Handling enquiries on benefit structures offered by various medical schemes
Advising on exclusions and enrolment conditions
Continuous updates on medical scheme products, benefits and services
Compiling proposals and quotations
Assisting with all aspects of billing, claims, pre-authorisations and membership changes
Processing and activations of membership registrations
Personal product presentations to prospective medical scheme members
Advising on Medical Scheme Rules
General follow-ups and assistance.
If you are already a member of an established medical group scheme, all you need to do is sign a form appointing NFB Healthcare Advisory Services as your servicing consultant.
Should you not yet have an active medical scheme, we will take the opportunity to present you with a proposal based on your requirements.
Gap Cover Policies
Out of Hospital Benefit
Chronic Illness Benefit
Your monthly premium will not be affected by appointing us as your servicing consultant. Commissions payable in respect of medical schemes are governed by legislation and paid directly by the Medical Scheme to intermediaries out of their non-healthcare costs. As such, these fees are not payable by you, the member.
Gap cover insurance has become a critical part of healthcare planning, as most in-hospital procedures that require treatment by a surgeon and anesthetist could leave medical aid members with the risk of large shortfalls on their medical accounts.
This happens because medical practitioners are entitled to set their own fees, which could be several times more costly than the medical scheme tariff and this cover will make up for this shortfall between the medical scheme tariff and the actual cost incurred for in-hospital treatment.